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Insurance & Payment Options

We strive to make therapy as accessible as possible and are continually working to expand our network of insurance providers so we can serve more individuals and families. If your insurance is not currently accepted, we are happy to discuss alternative options that may still allow you to receive care.

Payment Options

Insurance

Sessions are billed directly to your insurance company, and you are responsible for any applicable copays, deductibles, or coinsurance as determined by your plan. View the list below to see if we currently accept your insurance. 

Self-Pay

Cash pay is a set fee per session due at the time of service, without involving insurance. This option can offer greater flexibility, privacy, and clarity around the cost of care.

Sliding Scale

Sliding scale fees are adjusted based on income and financial circumstances, allowing therapy to be more affordable while maintaining high-quality care. Availability for sliding scale services is limited, and eligibility is discussed on a case-by-case basis.

Insurance Accepted

  • Aetna

  • Anthem

  • Blue Shield

  • Carelon

  • Cigna

  • GTEB

  • Health Net

  • IEHP

  • Lyra

  • Magellan

  • United Healthcare/Optum

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​©2026 Ray of Hope Counseling

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